Investigation and Refund: What to Expect Investigation Timeline

Refund Eligibility

Secure your account: change your MPIN, review linked payments, and remove suspicious apps.

Common fraud patterns include phishing SMS with malicious links, fake assistance, OTP/MPIN requests, and unauthorized transactions.

Prevention: never share your OTP or MPIN, avoid clicking links in SMS, and avoid public Wi-Fi for sensitive transactions.

Investigation often targets a 15-day window; if deemed unauthorized and not due to user negligence, a refund may be initiated.

This site compiles practical steps to identify and respond to GCash-related fraud. Use the in-app Help flow to file a report, keep your transaction IDs ready, and act fast. We also summarize common scam types (phishing links, spoofed messages, OTP/MPIN social engineering, and unauthorized payments), plus prevention checklists and escalation options.

Investigation and Refund: What to Expect

This site compiles practical steps to identify and respond to GCash-related fraud. Use the in-app Help flow to file a report, keep your transaction IDs ready, and act fast. We also summarize common scam types (phishing links, spoofed messages, OTP/MPIN social engineering, and unauthorized payments), plus prevention checklists and escalation options.

Investigation and Refund: What to Expect

Investigation Timeline

Refund Eligibility

Documentation Checklist

Investigation often targets a 15-day window; if deemed unauthorized and not due to user negligence, a refund may be initiated.

Refund decisions may depend on whether the incident involved sharing OTP/MPIN or other user negligence.

Save screenshots, keep reference numbers, and record dates/times to support your case.

Report GCash fraud immediately via the app: Help > Chat with Gigi or submit a ticket for Unauthorized Transactions.

For urgent cases, call 2882 (Globe/TM) or 02-7213-9999 and provide transaction IDs and screenshots when available.
If you notice unfamiliar transactions, report within 15 days of the transaction date for investigation.

Secure your account: change your MPIN, review linked payments, and remove suspicious apps.

Prevention: never share your OTP or MPIN, avoid clicking links in SMS, and avoid public Wi-Fi for sensitive transactions.
Investigation often targets a 15-day window; if deemed unauthorized and not due to user negligence, a refund may be initiated.
This site compiles practical steps to identify and respond to GCash-related fraud. Use the in-app Help flow to file a report, keep your transaction IDs ready, and act fast. We also summarize common scam types (phishing links, spoofed messages, OTP/MPIN social engineering, and unauthorized payments), plus prevention checklists and escalation options.
Investigation and Refund: What to Expect
Investigation Timeline
Refund Eligibility
Refund decisions may depend on whether the incident involved sharing OTP/MPIN or other user negligence.
Save screenshots, keep reference numbers, and record dates/times to support your case.
Report GCash fraud immediately via the app: Help > Chat with Gigi or submit a ticket for Unauthorized Transactions.
For urgent cases, call 2882 (Globe/TM) or 02-7213-9999 and provide transaction IDs and screenshots when available.
If you notice unfamiliar transactions, report within 15 days of the transaction date for investigation.
Secure your account: change your MPIN, review linked payments, and remove suspicious apps.
Common fraud patterns include phishing SMS with malicious links, fake assistance, OTP/MPIN requests, and unauthorized transactions.
Prevention: never share your OTP or MPIN, avoid clicking links in SMS, and avoid public Wi-Fi for sensitive transactions.
Investigation often targets a 15-day window; if deemed unauthorized and not due to user negligence, a refund may be initiated.
If you are dissatisfied with the resolution, you may escalate to the Bangko Sentral ng Pilipinas (BSP).
This site compiles practical steps to identify and respond to GCash-related fraud. Use the in-app Help flow to file a report, keep your transaction IDs ready, and act fast. We also summarize common scam types (phishing links, spoofed messages, OTP/MPIN social engineering, and unauthorized payments), plus prevention checklists and escalation options.
Investigation and Refund: What to Expect
If you notice unfamiliar transactions, report within 15 days of the transaction date for investigation.

Investigation Timeline

Investigation often targets a 15-day window; if deemed unauthorized and not due to user negligence, a refund may be initiated.

Refund Eligibility

Refund decisions may depend on whether the incident involved sharing OTP/MPIN or other user negligence.

Documentation Checklist

Save screenshots, keep reference numbers, and record dates/times to support your case.